For 18 years old to 64 years old
A multiple-use healthcare card that provides coverage of up to P80,000 for emergency care and hospitalization for viral and bacterial illnesses, treatment of injuries resulting from accidents (except for stroke) in 400+ designated PhilCare-accredited hospitals nationwide.
Emergency cases are the sudden, unexpected onset of illness or injury, which at the time of contract reasonably appeared as having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort. Emergency cases include but are not limited to the following: (a) Massive Bleeding; (b) Acute Appendicitis; (c) Fractures/multiple injuries secondary to accidents; (d) Convulsions; (e) illnesses or conditions resulting in moderate or severe dehydration such as diarrhea or fever; and (f) Syncope. Pre-exisiting conditions and those conditions under the general exclusions of PhilCare are not covered**
Health Vantage does not require medical examinations (for purchase) and hospital deposit (for availment.) It is accepted in 500+ Philcare-accredited hospitals nationwide excluding six (6) major hospitals in Metro Manila (Makati Medical Center, St. Luke’s Medical Center (QC and Global), Asian Hospital and Medical Center, The Medical City, and Cardinal Santos Medical Center).
Step 2: Present the card with a valid identification to the emergency room staff at any PhilCare-accredited hospital for Health Vantage.