Philcare Health Vantage Plus 40 For Kids


For 6 mos to 17 years old. 

A multiple-use healthcare card that provides coverage of up to P40,000 for emergency care and hospitalization for viral and bacterial illnesses, treatment of injuries resulting from accidents (except for stroke) in 400+ designated PhilCare-accredited hospitals nationwide.




  • Multiple use healthcard that  provides  coverage of up to P40,000 for emergency room care and hospitalization expense.
  • Doctors’ fees
  • Laboratory and diagnostic procedures
  • Room and board (ward room)
  • Medicines (except vaccines) as medically necessary during confinement except for cases declared as non-coverable***
  • Special modalities of treatment which are medically necessary during ER and confinement and subject to P5,000 inner limits
  • Diagnostic and therapeutic procedures as medically necessary during ER and confinement.
  • P50,000 accidental death and dismemberment coverage (applicable only to 18 years old and above)
  • P10,000 life insurance coverage (applicable only to 18 years old and above)


Emergency cases are the sudden, unexpected onset of illness or injury, which at the time of contract reasonably appeared as having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort. Emergency cases include but are not limited to the following: (a) Massive Bleeding; (b) Acute Appendicitis; (c) Fractures/multiple injuries secondary to accidents; (d) Convulsions; (e) illnesses or conditions resulting in moderate or severe dehydration such as diarrhea or fever; and (f) Syncope. Pre-exisiting conditions and those conditions under the general exclusions of PhilCare are not covered**




  • Health Vantage 40 for Kids is for clients aging from 6 mos to 17 years old. This card is valid for 1 year upon activation date.




  • Availment Procedures

Health Vantage does not require medical examinations (for purchase) and hospital deposit (for availment.) It is accepted in 500+ Philcare-accredited hospitals nationwide excluding six (6) major hospitals in Metro Manila (Makati Medical Center, St. Luke’s Medical Center (QC and Global), Asian Hospital and Medical Center, The Medical City, and Cardinal Santos Medical Center).

Step 1: Download application form here. Submit an accomplished application form to once payment has been made.

Step 2: Present the card with a valid identification to the emergency room staff at any PhilCare-accredited hospital for Health Vantage.



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