Philcare ER Vantage Plus 40 For Adults

BENEFITS & COVERAGE

• One-time coverage of up to P40,000 for emergency room care and hospitalization expense.
• Doctors’ fees
• Laboratory and diagnostic procedures
• Room and board (ward room)
• Medicines (except vaccines) as medically necessary during confinement except for cases declared as non-coverable***
• Special modalities of treatment which are medically necessary during ER and confinement and subject to P5,000 inner limits
• Diagnostic and therapeutic procedures as medically necessary during ER and confinement.
• P50,000 accidental death and dismemberment coverage

Emergency cases are the sudden, unexpected onset of illness or injury, which at the time of contract reasonably appeared as having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort. Emergency cases include but are not limited to the following: (a) Massive Bleeding; (b) Acute Appendicitis; (c) Fractures/multiple injuries secondary to accidents; (d) Convulsions; (e) illnesses or conditions resulting in moderate or severe dehydration such as diarrhea or fever; and (f) Syncope. Pre-existing conditions and those conditions under the general exclusions of PhilCare are not covered.**

ELIGIBILITY & VALIDITY

• ER Vantage Plus 40 for Adults is for clients aging from 18 to 64 years old. This card is valid for 1 year upon activation date.

IMPORTANT NOTES

• Availment Procedures

ER Vantage Plus 40 does not require medical examinations (for purchase) and hospital deposit (for availment.) It is accepted in 500+ PhilCare-accredited hospitals nationwide excluding six (6) major hospitals in Metro Manila (Makati Medical Center, St. Luke’s Medical Center (QC and Global), Asian Hospital and Medical Center, The Medical City, and Cardinal Santos Medical Center).

Step 1: Voucher registration is required. Click here to register. Upon activation date (7 days from date of registration), ER Vantage Plus 40 is ready for use.

Step 2: Present the printed voucher with a valid identification to the emergency room staff at any PhilCare-accredited hospital for ER Vantage Plus.

• Terms & Conditions apply.
• See FAQs for more details.
• Check the list of non-covered illnesses and diseases.
• Your final medical diagnosis is the basis for PhilCare’s approval of coverage.
• PhilHealth is required for the availment of this card during hospital confinement.